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Cash problems are common and sometimes completely unavoidable. You probably found yourself facing a pile of bills with no possible source of money in sight to pay them off in time. This has led to the need for a convenient financier that can come up with a personal loan solution at such critical times to offer quick solutions that you can pay off later.
Moneylenders offer a huge variety of loans, including:
Personal loans can be granted to individuals for dealing with financial challenges such as piling up debts, personal bills, rent, mortgages and car payments among other things. Personal loans are processed depending on your employment-income status. You can pay back your loan in convenient monthly instalments.
Payday loans are quite similar to personal loans. However, they are referred to as payday loan because ideally, the full loan amount should be repaid when you receive your next pay check after borrowing the cash.
The financial challenges that foreigners face when living in a different country are understandable. Foreigners can obtain foreigner loans tailored loans to suit their urgent financial needs as long as they have a valid employment pass and they have current employment in Singapore.
Businesses also need some financial support from time to time. We have the connections and capacity to handle both large and small-scale business financing. We can help you keep your business afloat when confronted with problems such as seasonality and low business flow. We can also help you with business expansion and purchasing new inventory.
About Cash Express and the 1-4% interest per month personal loan
Cash Express is the ultimate solution to all emergency cash situation. With our round the clock availability and quick response, more and more people have come to consider our services indispensable. The 1-4% interest per month personal loan is not a gimmick. We are here to help all Singaporeans, Malaysians and other foreigners working in Singapore benefit from the great offering.
So what are you waiting for? Speak to us now for a personal loan today.
Fill up our Online Application Form and we will set you on the path to financial freedom with our convenient loans and favourable repayment terms.
What Makes A Good Licensed Moneylender
There are many sources of financial help today. However, most of the time they are either fraudulent or have very stringent criteria. Many unlicensed and illegal moneylenders prey on individuals desperate for cash and lure them into seemingly lucrative deals with many promises only to land them in more financial problems. Banks on the other hand have credit checks that many people with bad credit history cannot pass.
At Cash Express, we are reputable, transparent, legal, honest and reasonable when it comes to dealing clients. For a start, we do not use bad credit history as a dismissal criterion for those borrowing loans from them. Instead, they will use the shortest time possible to review your current financial status and if they deem you fit to repay our loan based on your current income, the money will be yours almost instantly.
Processing of loans takes place within the shortest time possible and you can expect a response from immediately after your application.
What are you waiting for? Speak to us now for a personal loan today.
Cash Express will guide you to the most favourable borrowing terms for both low income and high-income earners. We strive to create long-standing relationships with our clients and you are welcome to borrow as many times as you need as long as you fit the requirements for the loan that you request.
Fill up our Online Application Form and we will set you on the path to financial freedom with our convenient loans and favourable repayment terms.
Life’s unexpected emergencies can come at the worst times and sometimes you may find yourself in need of a lot of cash within a very short time. If you are a Singaporean or foreigner working in Singapore you can get a personal loan from Cash Express, who will get you fast cash at amazingly reasonable low interest rates.
What is a personal loan?
A personal loan is a sum of money you can borrow from a lending institution for funding personal financial needs such as medical bills, car payments, mortgages and property damage repair among other things. Personal loans can be secured or unsecured. With a secured personal loan, you can offer collateral of an equal or greater amount to the loan that can service the loan in case you default on your payment. An unsecured personal loan on the other hand is a loan takes with only a commitment to repay the loan amount by a given due date. At Cash Express, we offer you a tailored personal loan that will meet your needs to make it easier for you to pay back the loan amount.
Why a personal loan is a practical solution?
Raising a huge sum of money at a moment’s notice is not easy, especially if you have already borrowed from friends or even your employer. Cash Express offers a speedy, simple and practical solution to your financial need. You can apply easily online and get loan approval with a matter of hours, which is much better than institutions such as banks that will normally take a couple of days or even weeks before applying a loan. Since you pay back the loan in installment, we can come up with reasonable installment rates based on your income flow to ensure that you are able to pay back the loan within your monthly budget.
You can also use a personal loan to consolidate your debts and reduce the financial strain of servicing various debts. You will be surprised how much we can help you save on the interest rates that you pay every month towards clearing your debts. You can take out a single lump sum personal loan amount, pay off all your debts in full and remain with only one monthly installment and interest rate to pay up.
Why borrow from licensed moneylenders that are recommended by us?
When you are desperate for cash during an emergency, it is very easy to be lured into seemingly perfect deals by the many unscrupulous moneylenders out there. However, you should be patient and look for licensed and regulated companies such as Cash Express to help you with the lowest interest loans with the utmost assurance. You can have the assurance of dealing with experienced professionals that will deliver all your needs within the law.
Who can get a personal loan?
You may wonder if you are eligible for a personal loan, especially if you have a bad credit history. It is unfortunate that institutions such as banks have put such stringent regulations on who can borrow and what amount they can borrow based on their credit score. This criterion often ends up shutting many people out of the borrowing bracket. However, at Cash Express we understand that your credit history is not a total reflection of your ability to pay back the loan, and we will do our utmost to guide you to the best solution at hand.
Sometimes falling into hard times can leave you in a cycle of debt unwillingly. This is why our personal loan eligibility criteria depend on your ability to pay up today. All you need to apply is proof of employment, with your income records for the past three months, your identification documents and a commitment to stick to the payment regiment. We try to keep our defaulters list short by making sure that our calculated monthly payment plan is comfortably within your means.
What do we offer?
When it comes to Cash Express personal loans, there is a variety of customized options depending on your situations. When you contact us, we will address your questions and concerns about the personal loan and use your personal and employment details to calculate the maximum loan amount that you can borrow. You are free to negotiate with us on the terms of the loan including the payback installment amount.
You can borrow as much as you want with secured personal loans. However, when it comes to unsecured loans, your ability to pay back the loan amount depends greatly on your income flow and this is what determines the maximum loan amount. Our interest rates are very affordable and you can pay back the loan amount in full before the due date without any penalties.
Come and see the difference of working with Cash Express. If you are a Singaporean or foreigner working in Singapore, and in need of a personal loan, we have the best-customized loans to meet your need.
Reasons Why People Take a Personal Loan
We all work very hard to meet our daily needs. However, no matter how hard you work, there are times when the money that you have made is not enough to sustain you and your household. This is where a personal loan comes in. They are available for people are experiencing financial difficulties. The borrower usually requests for the loan from a money lender or financial institution and returns it with interest after a specified period of time.
There are different reasons why someone might need a personal loan. One of the most common reasons is if one has a medical emergency. Our health is of utmost priority and when it is threatened, we must seek medical attention. Even though there are cases where one has a medical cover, there are certain procedures and treatments that this cover will not support. Additionally, there are times when you could be in dire need of medical attention. Before the hospital authenticates your medical insurance cover, you can access a personal loan that can be processed in less than twenty four hours after which, the patient can recover the money from the insurance company.
Education is one of the basic needs we all need in our lives. Indeed a good certificate authenticates your qualification in a certain skill or career and will expose you to better job opportunities so that you can live your dream and have a better life. Education is indeed expensive. Although needful, chances are that you might not have the money to study. You should not give up in this instance. You can request for a personal loan from a financial provider to allow you to study and become a better individual in your career.
There are certain months when the utility bills are just impossible to meet. The sewerage system needed fixing and the heating system had to be repaired, or your plumber may have had to install a new plumbing system. All this has happened in one month. When your pay cheque comes, it might not be able to cover all these costs including rent, electricity, food and water. Getting a personal loan will definitely assist you in meeting these expenses.
A personal loan is also a good solution to a debt settlement or consolidation. If you are at risk of losing everything you own to a debt collection agency, it is wise to secure a personal loan and repay your debts instead of losing your assets.
The Different Types of Personal Loans in Singapore
The economy has been running circles around most people with money, including those considered well to do, finding themselves in a financial bind from time to time. Some of these financial situations include medical emergencies, school fees, personal crisis and home improvement among others. With situations like this, you may find that your budget has suddenly gone awry and there is need for a financial boost. Not to worry. A personal loan is there specifically to help you out in such times and lenders are ready to assist. However you need to understand the various types available so that you can select one that fits your needs.
Here is a quick breakdown for you:
Short Term Loans – helps you get through the crisis’s that may arise when you have no money at all. However, you should be able to repay the loan within a short period of time. This kind of loan is meant to get you on your feet as soon as possible and handle the immediate crisis.
Payday Loans – This loan is given to tide you over until your next paycheck. It is also a short-term loan but is due immediately after you receive your next paycheck. It comes in handy when for one reason or another, your budget gets upset and you find that you do not have money mid-month. The money you get is should help you out until your next paycheck.
Foreigner Loans – This is a personal loan offered to a foreigner who is living and working in Singapore and finds him/herself in a financial quandary. It could be that you have run out of money to pay your bills, are faced with an emergency situation or just need some spending money. This loan is usually short term that will turn your life right side up again.
POI Loans – POI stands for Pay Only Interest. This is a loan that you can take and only pay the interest on the amount you have borrowed. There is no deadline to pay the principal on the amount, provided that you pay up the interest from month to month. When your financial situation finally corrects itself you can repay the principle amount.
A personal loan is offered so your financial burdens can be eased and you can breathe again. Take advantage of the services available and let someone else help carry the weight of the burden with you.
Reasons Why Many People Seek Personal Loans from Money Lenders
Personal and payday loans have become quite popular and emergence of legitimate agencies has led to many people accessing these loans. With these agencies many people have taken advantage of being able to obtain loans with ease and convenience even with poor credit history. These agencies have been of great help especially for those working but find themselves under tight financial needs between the gaps of paydays. Anyone who needs help and assistance concerning advances can now turn to them and get help as first as possible.
A personal loan will help you when you need urgent auto repair services but lack cash at that moment. This is because sudden breakage of vehicle can occur at the least financial desirable moment. When this happens, payday loan will be the best option for you. Similarly, urgent medical expenses like surgeries and other medical situations are never predictable. Urgent medical treatments such as surgeries or unexpected dental work are good reasons for seeking personal loan. Moreover, things like bills and food utilities expenses can come when least expected and cash advances are great resource available for covering such expenses. This type of loan is also helpful to avoid late rent, fee or mortgage payments. This is because most lenders are so merciless when it comes to repayment of loans. Similarly, some landlords are also so cruel on late payments. Therefore, a personal loan is the best option to avoid such embarrassments. Payday loans are also important in avoiding overdraft fees.
Those who have decided to apply for this loan are lucky since they offer readily available secured loans that are convenient than traditional loans. This includes being able to get the money quickly, always within 24 hours and paying it back over long period of time. This is because personal loans from this company are convenient than many typical payday lenders.
Immediately after completing application form a personal loan, the loan agency will quickly review all your application information and contact you after a short time for further discussion concerning your application as well as terms and conditions involved. After mutual agreement between both parties, your money will be deposited to your bank account in a very short time.
One reason why you should go for personal loans instead of other types of loans is because there are some lending sites who will distribute your personal information to online spammers. This means, before going to any lender, you should be very cautious.
Enough reading and time for some action. Speak to us now.
We are just an application away. Contact us today by filling up our Online Application Form and we will answer all your questions promptly.